204 – Finding Peace this Season in a Pay-Later World

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What if the peace we long for this season isn’t something to be bought, but something to be protected?

In a world filled with tempting offers to “buy now, pay later,” this episode invites us to slow down and make room for calm before the holiday rush begins. Together, we’ll uncover how wise preparation, mindful spending, and trust in God’s provision can quiet the financial noise around us and within us. Let’s rediscover the kind of peace that no purchase can provide—peace that flows from gratitude, wisdom, and faithful stewardship.

In this episode, John discusses:

• How financial “noise” increases during the holiday season and how to quiet it
• The spiritual and emotional dangers of credit cards and “buy now, pay later” offers
• Why debt can drown out peace and gratitude in our daily lives
• Three faithful ways to prepare your heart and finances before the holiday rush

Key Takeaways:

• Real peace can’t be purchased or financed—it’s received, protected, and practiced through faithful, daily decisions that align with God’s wisdom.
• Financial noise often comes from the world around AND from within us, especially when we rush to satisfy wants instead of resting in God’s provision.
• Every easy payment or credit decision today is a future commitment that can multiply stress, distraction, and debt.
• When we choose to pay in full, pause before purchases, and set God-honoring boundaries, we trade financial pressure for lasting peace and freedom.

“Victory over debt isn’t just about paying off balances. It’s about transforming the heart that created them to begin with.”

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